Privacy Policy

Regency Investment Advisors is privileged to share the latest news and updates with our Subscribers. We recognize the importance of the privacy of personal data in our digital age. Our marketing team respects Subscribers’ right to personal data privacy and has upheld the highest data privacy standards since the inception of our organization.

In an effort to educate our Subscribers, we would like you to be aware that “personal data” is defined as any information relating to an identified or identifiable natural person (known as a “data subject”). An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.

As a Subscriber, upon signing up for our digital Newsletter, you have opted into sharing your personal data with Regency Investment Advisors. In doing so, you have granted permission for our marketing team to view this data as described below. Please know that we never have and never will misuse the personal data we are privileged to store. More explicitly, we will never share your personal data with a third party that is not a verified and legitimate partner. Additionally, we will never sell your personal data or use personal data collected to single out any given Subscriber. We will always take every precaution possible to digitally protect your data.

Regency Investment Advisors’ marketing team gathers, tracks, and stores Subscribers’ personal data in an effort to identify trends in likeability and interaction with our content, in order to create and deliver more relevant content in the future. When our marketing team produces internal reports on Newsletter performance, personal data, as defined above, is removed. For example, reports include data such as the number of new Subscribers, the percentage of Subscribers who opened the sent Newsletter, and the number of Subscribers who clicked on a button or link within the Newsletter.

Please note that you may unsubscribe from receiving our Newsletters at any time. Doing so will erase your name and email from our database and your personal data will no longer be gathered. If you would like to unsubscribe now, you can do so by contacting us.

In the interest of honesty and transparency, and in response to and compliance with new data regulations, we’ve updated our privacy policy, as seen below. Please know that we value the privacy of your personal data and our policies will continue to reflect this.

Who collects your data?

Regency Investment Advisors, and any additional verified third parties, collect your personal data for purposes set forth below.

Personal Data is defined as any information relating to an identified or identifiable natural person (known as a ‘data subject’). An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.

What information is being collected, and what do we do with it?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this information carefully to understand what we do.

The types of information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Income
  • Assets
  • Risk tolerance
  • Transaction history

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Regency specifically chooses to share, and whether you can limit this sharing.

Reasons we can share your personal informationDoes Regency share?Can you limit this sharing?
For everyday business purposes—such as to process your transactions, maintain your account(s) or respond to court orders and legal investigationsYesNo
For marketing purposes—to offer products and services to youYesNo
For joint marketing with other financial companiesNoWe don't share
For affiliates’ everyday business purposes—information about your transactions and experiencesNo (no affiliates)We don't share
For affiliates’ everyday business purposes—information about your creditworthinessNo (no affiliates)We don't share
For nonaffiliates to market to youNoWe don't share

Because we only share information to the extent necessary to perform our advisory service, it’s not possible to restrict information sharing for that purpose. We may share information for marketing purposes—for example, when we mail packages or send cards/notes to our clients.

If you have any questions about sharing information, call Marci Deck at 559.438.2640, or email her at mdeck@regencyinvests.com.

What we do

To protect your personal information from unauthorized access and use, Regency uses security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you:

  • Enter into an investment advisory contract
  • Seek financial advice
  • Make deposits or withdrawals from your account
  • Tell us about your investment or retirement portfolio
  • Give us your employment history

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Please refer to the following definitions concerning Regency’s policy regarding privacy and data sharing.

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Regency has no affiliates.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Regency does not share with nonaffiliates so they can market to you.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Regency does not jointly market.

Consent

You are giving us permission to process your personal data specifically for the purposes identified. Your consent is required for Regency Investment Advisors to process your personal data. By signing up for our Newsletter and checking the box that confirms you have read and understand our privacy statement, you are explicitly consenting to the collection of your data and its use. If we ask you for any additional personal data, we will tell you why and how the information will be used. You can always opt out of receiving our newsletter. 

If you would like to unsubscribe now, you can do so by contacting us.

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Disclosure

You are now leaving the Regency Investment Advisors (“Regency”) website and will be entering the Charles Schwab & Co, Inc (“Schwab”) website. Schwab is a registered broker-dealer, and is not affiliated with Regency or any advisor whose name appears on this website. Regency is independently owned and operated. Schwab neither endorses nor recommends Regency. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Regency under which Schwab provides Regency with services related to your account. Schwab does not review the Regency website and makes no representation regarding the content of the website. The information contained in the Regency website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.