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Regency Investment Advisors® is an investment adviser registered with the United States Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940. For information pertaining to the registration status of Regency, please visit the SEC on their website at www.adviserinfo.sec.gov. Registration of an investment adviser does not, and should not, imply any level of skill or training. A copy of Regency’s current written disclosure statement discussing Regency’s business operations, services, risks, and professional fees is available from Regency upon written request.

The contents on this webpage has been provided for informational purposes only and contains the opinions of Regency. Furthermore, information on this website should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Regency or a recommendation to pursue any particular investment strategy. Past performance does not guarantee future results. Inherent in any investment is the possibility of loss, including loss of principal.

The contents on this website may not be copied or distributed without Regency’s prior written approval.

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You are now leaving the Regency Investment Advisors® (“Regency”) website and will be entering the Charles Schwab & Co, Inc (“Schwab”) website. Schwab is a registered broker-dealer, and is not affiliated with Regency or any advisor whose name appears on this website. Regency is independently owned and operated. Schwab neither endorses nor recommends Regency. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Regency under which Schwab provides Regency with services related to your account. Schwab does not review the Regency website and makes no representation regarding the content of the website. The information contained in the Regency website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.