Author name: Wade Wallace, CFP®, RICP®

Being Intentional About Your Cash Reserve Policy

Financial planning requires a balancing act. While building and maintaining a readily available pool of cash—also known as a cash reserve—provides a safety net for your household finances, it’s crucial not to lose sight of your long-term financial goals. In today’s environment of relatively higher interest rates, it’s easy to unintentionally accumulate more cash than necessary, potentially missing out on the growth offered by long-term investments.

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Why Choose a CFP® Professional and an RIA Firm?

Navigating the world of financial advice can be overwhelming for consumers. With countless options, financial jargon, and an alphabet soup of industry credentials, choosing the right professional feels like deciphering a complex code. Read on as we guide you through simplifying your search by highlighting how powerful the combination of a CERTIFIED FINANCIAL PLANNER™ and a Registered Investment Adviser (RIA) firm can be for your financial well-being.

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